Planning & Comparison Tool · 2026

Flat Tax State Pay Calculator

Q: Which states have no income tax?

Eight states have no state income tax for wage income: Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming. New Hampshire only taxes interest and dividends, not wages.

Q: How much can I save by moving to a no-tax state?

Savings depend on your income and current state. For example, someone earning $100,000 in California pays approximately $9,300 in state tax. Moving to Texas would save that amount annually. This calculator shows the exact difference.

Q: Do no-tax states have other taxes?

Yes. No-income-tax states fund government through other taxes: higher property taxes (TX, FL), higher sales taxes (WA, NV), or natural resource revenues (AK, WY). The total tax burden may not be lower.

Q: How does this calculator work?

It calculates your take-home pay in two states simultaneously: your current state and a zero-income-tax state. It applies 2026 federal tax brackets, FICA, and state tax rates for both, then shows the difference.

See exactly what you'd save by moving to a zero-income-tax state. Compare your current state's take-home pay against Texas, Florida, Washington, or other no-income-tax states. This calculator shows the full federal + state + FICA breakdown for both scenarios side by side.

Educational Use Only This tool provides educational salary comparison only. It does not account for property taxes, sales taxes, or other non-income taxes. For comprehensive relocation planning, consult a tax professional.

State-to-State Tax Comparison

Annual Gross Salary

Your pre-tax annual salary in USD

Filing Status

Current State (High Tax)

Target No-Tax State

401(k) Contribution (% of Salary)

Health Insurance (Monthly)

Take-Home Pay Comparison

High Tax State

Illinois

Monthly Take-Home

No-Income-Tax State

Texas

Monthly Take-Home

Monthly Tax Savings Difference

Annual Difference: $0

State Tax (High Tax State)$0
State Tax (No-Tax State)$0
Federal Tax (same both)$0
FICA (same both)$0

* This comparison focuses on income tax only. Property tax, sales tax, and other taxes are not included.

Example Comparisons

$80K: California vs Texas

$725/mo saved

$80K salary · Single. CA state tax ~$8,700/yr vs TX $0. Annual savings: $8,700.

$120K: New York vs Florida

$1,127/mo saved

$120K salary · Married. NY state tax ~$13,524/yr vs FL $0. Annual savings: $13,524.

$150K: Oregon vs Washington

$1,204/mo saved

$150K salary · Single. OR state tax ~$14,444/yr vs WA $0. Annual savings: $14,444.

$60K: Illinois vs Nevada

$250/mo saved

$60K salary · Single. IL state tax ~$3,000/yr vs NV $0. Annual savings: $3,000.

Calculation Methodology

Data Source: IRS Tax Tables 2026, State Tax Agencies. Last Updated: July 2026.

Frequently Asked Questions

Which states have no income tax?

Eight states have no state income tax for wages: Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming. New Hampshire taxes only interest and dividends.

How much can I save by moving to a no-tax state?

Savings depend on income and current state. Someone earning $100K in California pays ~$9,300 in state tax annually. Moving to Texas would save that amount each year.

Do no-tax states have other taxes?

Yes. No-income-tax states fund government through property taxes (TX, FL), sales taxes (WA, NV), or resource revenues (AK, WY). Total tax burden may not be lower.

How does this calculator work?

It calculates take-home pay in both states using 2026 federal tax brackets, FICA, and state tax rates, then shows the dollar difference in take-home pay.

Should I move for tax reasons alone?

Taxes are one factor but not the only one. Consider cost of living, job market, property taxes, and sales taxes. This calculator focuses on income tax only.