Pay Schedule Tool · 2026

Biweekly Paycheck Calculator

See exactly how much lands in each biweekly paycheck. This calculator takes your annual salary and pre-tax deductions, applies the full 2026 federal, state, and FICA tax logic, then divides everything by 26 to show the per-check breakdown — including gross pay, each withholding, and your net amount every two weeks.

Educational Use Only This tool provides biweekly paycheck estimation only. Actual paycheck amounts depend on your employer's payroll system, W-4 selections, and pre-tax benefits. For official payroll decisions, consult your employer or a tax professional.

Biweekly Pay Estimator

Your gross annual salary
Percentage of gross salary deferred pre-tax
Your share of health insurance per month
Biweekly Paycheck Breakdown
$0
Net Pay Per Check (every 2 weeks)
$0
Net Annual (26 checks)
  • Gross Pay Per Check$0
  • Federal Tax Per Check$0
  • State Tax Per Check$0
  • Social Security Per Check$0
  • Medicare Per Check$0
  • 401(k) Per Check$0
  • Health Insurance Per Check$0
  • Net Per Check$0

* Based on 26 biweekly pay periods per year. Actual amounts may vary based on employer payroll system and W-4 selections.

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Example Biweekly Paychecks

$60,000 · Single · Texas
$1,532/check
$2,308 gross minus Fed, FICA, and retirement. No state tax in Texas.
$80,000 · Married · Ohio
$2,178/check
$3,077 gross minus Fed, state, FICA, and retirement contributions.
$100,000 · Single · Colorado
$2,431/check
$3,846 gross minus all withholdings. Colorado has flat-rate state tax.
$55,000 · Head of HH · Georgia
$1,478/check
$2,115 gross minus Fed, state, FICA, and health insurance.
Calculation Methodology

Data Source: IRS Publication 15 (Circular E), 2026 Withholding Tables, State Tax Agencies. Last Updated: July 2026.

Frequently Asked Questions

There are 26 biweekly pay periods in a year (52 weeks divided by 2). Occasionally there are 27 pay periods in a leap year configuration depending on your employer's pay calendar.

Biweekly means every two weeks (26 checks per year). Semimonthly means twice a month (24 checks per year). Biweekly checks are typically slightly smaller but more frequent.

Annual federal tax, state tax, and FICA are each divided by 26 to get the per-pay-period withholding. This calculator annualizes your income first, then divides by 26 for accurate per-check estimates.

Pre-tax deductions like 401(k) and health insurance reduce your taxable income before taxes are calculated. Enter these in the fields provided and the calculator will account for them.

This is an educational estimate. Actual withholding depends on your W-4, state W-4, employer payroll system, and any additional withholdings or allowances you claim.